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LiveHealthy Benefits

Thanks to Clover Health, you can save on a variety of over-the-counter (OTC) health items you use every day and earn rewards for living healthier! To get started, activate your card and register your online account below.

Just for you

With Healthy Benefits+™, you get an allowance to spend on thousands of lower-priced OTC products, saving you more and making your benefits go further! You can use your benefits to purchase OTC items including allergy medication, cough drops, first aid supplies, oral care, pain relievers, vitamins and more! Using your OTC benefit is simple. You get to select from three easy ways to shop - online, in-store or over the phone. It's that easy!
Plus, you can earn a reward for attending an annual wellness visit.

How It Works

How to shop with your OTC benefit

Healthy Benefits+ makes shopping with your OTC benefit a breeze!

Mobile app products list

View Benefit Balance

Once you're logged in, you can easily find your account balance listed at the top of the About page or under Benefit Details on the mobile app.


Browse Products

You can browse thousands of OTC products with the LiveHealthy OTC Benefits Catalog or on



You have three easy ways to shop with your OTC Benefit: online, in-store or over the phone. Best of all, all OTC product shipping costs are waived for members and will not be deducted from your OTC benefit balance. They are fully covered by your health plan at checkout.

Order online

To order online with your OTC Benefit, click Shop Now on the About page and you will be automatically transferred to to build your basket and complete your purchase. If you don't have a account, you can create one or checkout as a guest.
When you're ready to checkout, select the Gift Card option for payment and enter your 17-digit account number and 4-digit security code that's on the back of your OTC card. Once you apply your OTC benefits, all shipping charges will be removed from your order regardless of your order total thanks to 100% shipping coverage by your health plan. You may notice a delivery charge in email correspondence from Walmart under your Order Summary but rest assured, all shipping costs are waived for members.
OTC Website list of products

Shop in stores

To shop in store with your OTC Benefit, you can use the website or Healthy Benefits+ mobile app to find a participating store near you. You can also pre-shop in your catalog. Make note of product names and sizes. Then head to the participating store of your choice. If you have questions about item eligibility while in store, you can use the mobile app scanner. To checkout, simply scan your card or mobile app barcode at checkout to instantly redeem your benefits.
otc benefits find a store
Find a store near you by clicking below:
By downloading the Healthy Benefits+ mobile app.

Call to order

To order over the phone with your OTC Benefit, find the products you want to order in the catalog and call 1-844-529-5869 (TTY/TDD 711). You will need the approved item name(s), item ID(s), your OTC card number and security code, and your shipping address to place the order. Your order will be shipped free of cost thanks to your health plan.